Privacy Policy


Risk Management Advisors Pty Ltd Privacy Policy Risk Management Advisors Pty Ltd, in association with RISKLABHQ (collectively “RMA”) may on occasion need to collect and hold personal information about you to provide our services to you. In accordance with our commitment to be open and transparent about the management of your personal information, RMA has developed this Privacy Policy.

“Personal information” means information or an opinion about an individual, or information by which an individual can be reasonably ascertained, whether the information or opinion is true or not. This Privacy Policy has been developed in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

This Privacy Policy applies to the collection, storage, use and dissemination of your personal information. By accessing or continuing to access any of RMA’s websites or social media pages, including www.rmadvisors.com.au and www.risklabhq.com.au you accept the terms of this Privacy Policy. This Privacy Policy applies to personal information provided to us whether via RMA’s websites, social media pages or by any other means.

Personal Information that RMA collects and holds

RMA provides risk management services. These services focus in the area of Enterprise Risk Management (ERM). Specific service engagements include (but are not be limited to) developing Business Risk Profiling Enterprise Risk Management Frameworks, Business Risk Profiling, ERM Maturity Assessments, Risk Quantification Modelling, Insurance Gap Analysis, Insurance Limit Validation, Risk Management Training and the provision of an online Risk Management System (RISKLABHQ).

Typically, the risk consulting activities that RMA conducts does not necessitate the collection of personal information. However, on occasion, it is possible that RMA may collect personal information that is reasonably necessary for one or more of our functions and activities, and in particular so that we can provide our services to you.

Where possible we would collect your personal information directly from you. Personal information would generally be collected during the course of conducting a risk management consulting activity on behalf of you or the organisation for which you work. We may also need to collect personal information from third parties and publicly available sources. We will only collect personal information by lawful and fair means.

The kinds of personal information that RMA collects and holds will depend on the type of service that you require, but may include:

  • your name, address and contact details such as telephone numbers and e-mail addresses;

  • your billing address

  • your payment details for the purpose of processing the purchase of our products and services.

If we need to collect sensitive information that is reasonably necessary for one or more of our functions or activities, such as information about your race, ethnic origin, political opinions, religious beliefs, or trade union memberships, we will obtain your consent before doing so unless a permitted general situation exists under the Privacy Act 1988 (Cth).

If we receive personal information about you from a third party, we will promptly determine whether or not we could have collected that personal information had we sought that information. If we determine that we could not have collected that personal information and the information is not in a Commonwealth record, we will destroy the information or ensure that the information is de-identified, but only if it is lawful and reasonable to do so.

When you visit RMA’s website, a small data file called a cookie may be placed on your computer. The purpose of a cookie is to assist us in analysing web traffic by recording information about the pages people visit, so that we know what people find interesting and useful. This anonymous information is not linked to your identity or any other personal information that you provide us. You may be able to set your computer so that cookies are refused, however this action could impede the functionality of RMA’s website(s).

Dealing with personal information that RMA collects and holds

RMA may use or disclose your personal information for purposes related to the purpose for which it was collected where it is reasonable to do so. For example, we may use or disclose your personal information to let you know about RMA’s related services, or to let you know about particular events or legal developments or risk management updates that may be of interest to you. We do not disclose your personal information to a party outside RMA without your consent, unless that party is contracted to RMA to provide administrative services on our behalf.

We may contact you to obtain your consent to use or disclose your personal information for certain purposes, for example internal or external presentations, tender documents or industry surveys.

Direct Marketing

RMA does not disclose your personal information to any third party outside RMA for the purposes of allowing them to market their products or services to you.

From time to time, we may use your personal information for direct marketing purposes in circumstances where you would reasonably expect us to use your personal information for that purpose. You authorise us to use your contact details such as your postal address, email address, phone number and fax number to send you information about our products and services.

If you do not wish to receive direct marketing material from us, you can opt-out at any time by contacting us using the details below. Once you have told us that you no longer wish to receive direct marketing material about our products and services we will not send you any further material, unless that material is otherwise necessary to continue providing our services to you.

Security of personal information that RMA collects and holds

RMA takes reasonable precautions to safeguard your personal information from loss, misuse, unauthorised access, theft, modification or disclosure. We employ a number of means to protect your personal information including:

  • external and internal premises security;

  • restricted access to personal information;

  • IT password protection; and

We take reasonable steps to securely destroy or de-identify all personal information where it is no longer necessary to retain the information for the purposes for which it was requested or as required by law. However, we cannot guarantee that the transmission of data over the Internet is totally secure. As such, any information that you choose to transmit to us over the Internet is done at your own risk. Further, despite taking reasonable precautions, we cannot guarantee against theft of personal information from our premises.

Access to your personal information

We rely on the personal information we hold about you to efficiently provide our services. For this reason, it is very important that the personal information we collect from you is accurate, complete and up-to-date.

During the course of our relationship with you we will ask you to tell us of any changes to your personal information. However, you can contact us at any time to update your personal information or to tell us that the information we hold about you is inaccurate or incomplete.

You may also request access to any personal information that we hold about you. In most cases a summary of personal information such as your name and address details, contact telephone numbers and the matters that you have engaged us on are freely available to you by contacting us as set out below.

Contacting RMA about privacy matters

If you would like to contact RMA in relation to this Privacy Policy, or if you believe that RMA has not complied with this Privacy Policy or the Australian Privacy Principles, you may lodge a complaint in any of the following ways:

  • By writing to: Adam Berryman PO Box 69 CENTRAL PARK VIC 3145

  • By telephone 0413 043 741 Risk Management Advisors Pty Ltd

  • By email adam@rmadvisors.com.au

We will endeavour to respond to your request as soon as we can, and in any case within 30 days.

What if I am not satisfied with the response?

If you are not satisfied with the result of your complaint to RMA, you can refer your complaint to the Office of the Australian Information Commissioner (OAIC) – see OAIC for details.

Effective Date: 12 February 2022

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